"O you who have believed, when you contract a debt for a specified term, write it down. And let a scribe write [it] between you in justice. Let no scribe refuse to write as God has taught him. So let him write and let the one who has the obligation [i.e., the debtor] dic- tate. And let him fear God, his Lord, and not leave anything out of it. But if the one who has the obligation is of li- mited understanding or weak or unable to dictate himself, then let his guardian dictate in justice. And bring to witness two witnesses from among your men. And if there are not two men [availa- ble], then a man and two women from those whom you accept as witnesses - so that if one of them [i.e., the women] errs, then the other can remind her. And let not the witnesses refuse when they are called upon. And do not be [too] weary to write it, whether it is small or large, for its [specified] term. That is more just in the sight of God and stronger as evidence and more like- ly to prevent doubt between you, ex- cept when it is an immediate transac- tion which you conduct among your- selves. For [then] there is no blame upon you if you do not write it. And take witnesses when you conclude a contract. Let no scribe be harmed or any witness. For if you do so, indeed, it is [grave] disobedience in you. And fear God. And God teaches you. And God is Knowing of all things."— Sahih Intl